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Land Freight Insurance is utterly indispensable at any time, when importing or exporting goods throughout the world. The conditions of such Land Freight Insurance intend to cover all risks, which means that coverage begins at the location, where the shipment of goods starts, until those goods are received by the consignee.

Land Freight Insurance covers the economic interest for a person or an enterprise.

The parties involved are absolutely free to decide on the contents of the insurance policy regarding the terms of delivery or any other terms and conditions according to their needs.

According to the "Allgemeine Deutsche Seeversicherungsbedingungen (ADS Cargo 1973 edition 1984) the goods are insured without alterations, as above mentiones, from the beginning of transportation until receipt always under the terms and conditios agreed upon, which is agreed upon in the policy by both the policyholder and underwriter.

the low calculated premiums offered by the Aktiv Assekuranz Land Insurance are very competitive, which is fixed to the declared value of the goods.

Even an estimated profit of up to 20% can be included in the policy as long as this value was taken into consideration at the notification at the insurance.

In case of any exclusions of indemnification, the underwriter,not the policyholder holds the burden of proof.

In addition to the Land Insurance, the contract includes the possibility of an Insurance of Warehousing (previous storage, temporary storage and supplementary storage)

Likewise, there is an opportunity to include the following in the contract:

�	Goods and merchandise from fairs and exhibitions
�	Indirect loss or damage
�	Recovery and salvage costs
�	Special coverage for perishable goods
�	Chilled or frozen goods
�	Brekable goods
�	Vehicles

The business and transport conditions of the carrier provide limits to liability amount and reason.

The protection offered by transport insurance is essentially greater than the normal carrier's liability insurance and is based on individual contractual agreement. For this reason, it can be adapted to meet individual needs.

Fundamentaly, the conclusion of a transport insurance offers the following advantages in comparison to the carrier's liability insurance:

	"All Risks" cover. E.g. the insurer has to prove the exclusion of liability in the case of damages.
	Damages are covered independently, whether there is an obligation for compensation by carriers or not.
	Fixed, calculable capital expenditure for the enterprise.
	The correspondance with the carrier - often difficult and requiring special knowledge of transport law - does not burden the enterprise
	Inclusion of fair and exhibition goods
	Additional coverage for sample collections and luggage
	Debris removal costs

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Advantages of Aktiv Assekuranz Special Conditions - At a glance -

	Intermediate storage at forwarders, bailees, repair operations, out-sourced packaging companies, etc. are insured premiumfree up to 90 days.
	damages are insured arising from heat, melting,and ship or container vapours.
	Damages due to lack of or inadequate packing cannot be claimed if customary trade at point of departure did not take place and the insured was negligent (only if deleberate).
	Improved claim regulation for machine/equipment transportation.
	Extraordinary additional costs are paid - up to 5000 DM - arising from Sunday, holiday, nightime or overtime work.