Marine Insurance is utterly indispensable at any time, when imorting or exporting goods throughout the world. The conditions of such Marine Insurance intend to cover all risks which means that coverage begins at the location, where shipment of the goods starts, until those goods are received by the consignee.

The Marine Insurance covers the economic interest for a person or an enterprise.

The parties involved are absolutely free to decide on the contests of the insurance policy regarding the terms of delivery or any other terms and conditions according to their needs.

According to the "Allgemeine Deutsche Seeversicherungsbedingungen (ADS Cargo 1973 edition 1984) the goods are insured without alterations, as above mentiones, from the beginning of transportation until receipt under always the same terms and conditios, which is underwriter and the policyholder agreed upon in the insurance policy.

Very competitive are the low calculated premiums offered by the Aktiv Assekuranz Marine Insurance, which equals the declared value of the goods.

Even an imaginary profit of up to 20% can be included in the policy as long as this value was taken into consideration at the notification at the insurance.

In case of any exclusions of indemnification, the underwriter but not the policyholder has the burden of proof.

In addition to the Marine Insurance, the contract includes the possibility of an Insurance of Stocks (previous storage, temporary storage and supplementary storage)

Likewise, there is an opportunity to incluse the following in the contract:

	Goods and merchandise from fair and exhibitions
	Indirect loos or damage
	Recovery and salvage costs
	Special coverage for perishable goods
	Chilled or frozen goods
	Brekable goods
	Vehicles

The business and transport conditions of the carrier provide limits to liability amount and reason.

The protection offered by transport insurance is essentially greater than the normal carrier's liability insurance and is based on individual contractual agreement. For this reason, it can be adapted to meet individual needs.

Fundamentaly, the conclusion of a transport insurance offers the following adavantages compared to carrier's liability insurance:

	"All Risks" cover. E.g. the insurer has to prove the exclusion of liability in the case of damages.
	Damages are covered independently, whether there is an obligation for compensation by carriers or not.
	Fixed, calculable capital expenditure for the enterprise.
	The correspondance with the carrier - often difficult and requiring special knowledge of transport law - does not burden the enterprise
	Inclusion of fair and exhibition goods
	Additional coverage for sample collections and luggage
	Debris removal costs

Advantages of Aktiv Assekuranz Special Conditions - At a glance -

	Intermediate storage at forwarders, bailees, repair operations, out-sourced packaging companies, etc. are insured premiumfree up to 90 days.
	Insured are damages arising due to heat, melting, ship or container vapours.
	Damages due to lack of or inadequate packing cannot be claimed if customary trada at point of departure did not take place and the insured was negligent (only if deleberate).
	Improved claim regulation for machine/equipment transportation.
	Extraordinary additional costs are paid - up to 5000 DM - arising from Sunday, holiday, night or overtime work.
	Costs arising from ascertainment of loss and damage determination are placed even if no insurance loss has taken place.
	Simpler burden of proof in case of damage.
	Participation in profits.

The Consequences:

	Fair Premiums
	Risk-oriented insurance protection
	One policy for comprehensive safety
	Quick damage assesment
	Low costs
	Lower administrative expenses
	Clarity
	Individual Soultions
	Maximum security

Clients; you may now order your policies online click here for more.